If you want to live frugally while still being happy when you retire, be sure that you know the difference between frugal and cheap. You do not have to live in substandard conditions if you are more strategic researching ways to save money. Budgeting can give you a cost-effective lifestyle in retirement without sacrificing comfort. Pick A Lifestyle Frugal retirement … [Read more...] about Frugal Retirement Living Tips For Older Folks